HOW TO APPLY FOR 
DOWN PAYMENT ASSISTANCE

We look forward to helping you purchase a home in the State of Oklahoma!

Homebuyers apply for home loans utilizing our Down Payment and/or Closing Cost Assistance products through one of OHFA's approved lenders.

OHFA Approved Lenders

Program Requirements
for OHFA Down Payment Assistance

All borrowers must meet the following criteria to utilize OHFA’s Homebuyer Down Payment Assistance.

  • Buyers must qualify through an OHFA Approved Lender
  • Must meet household income requirements which vary by family size and home location
  • Buyers must have a middle credit score of 640 or greater
  • Buyers must be a legal resident of the United States

Other Requirements

  • Home must be located in the State of Oklahoma
  • The home must be occupied by the buyer
  • The home must be occupied within 60 days of closing
  • Maximum purchase price requirements apply

Find a certified Blue Ribbon Realtor through OHFA

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